SPEI: imprescindible para llevar tu negocio al siguiente nivel en México

La economía digital de México está creciendo rápidamente y SPEI es quien la impulsa. Bitso Business, con respaldo de NVIO México*, transforma la gestión de tus pagos, dándote el poder de capitalizar esta expansión.

SPEI es un sistema de pagos en tiempo real con una creciente adopción entre consumidores y empresas. Fue creado en México en 2004 y, al igual que el exitoso PIX de Brasil, permite transferencias electrónicas instantáneas, seguras y disponibles 24/7 entre bancos del país.

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Getting instantly global:
the API for high-volume,
compliant FX.

Imagine your platform instantly offering FX capabilities with a single integration, with deep liquidity, and real-time USD—all under a seamless experience.

FX as a Service (FXaaS) is the definitive Bitso Business solution that allows financial institutions and fintechs to embed our full foreign exchange (FX) capabilities directly into their own products via a simple API integration.

Instead of building your own complex, regulated FX infrastructure, you can leverage Bitso Business' licensed FX infrastructure, deep liquidity, and regulatory framework. This empowers you to offer competitive FX services—from real-time currency conversion to seamless international payments—all made possible by our robust, compliant platform.

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One integration, multiple advantages: Grow, compete, and earn.

FXaaS is the ideal choice for ambitious partners focused on efficiency, compliance, and exponential growth. We provide the technology, you capture the market.

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How it works: The end-to-end FX flow.

FXaaS simplifies cross-border transactions for both receiving (Inbound) and sending (Outbound) funds. The entire experience is managed via API, providing full control and transparency.
Outbound Flow
(MXN to USD Payout)
01

Request & Quote
Your end-customer requests and accepts a real-time MXN/USD quote (via your platform/API).

02

Trade Execution
The MXN/USD trade executes instantly. MXN is debited; USD stablecoins are credited.

03

Withdrawal & Settlement
Your customer requests a USD payout (via our USD Ramps service/API).

04

Final Payout
Stablecoins are converted to US dollars and sent as a wire transfer to the beneficiary.

Inbound Flow
(USD to MXN Payout)
01

Request & Quote
Your end-customer deposits USD, which is credited as stablecoins, then requests the USD/MXN quote.

02

Trade Execution
The USD/MXN trade executes instantly. USD stablecoins are debited; MXN is credited.

03

Withdrawal & Settlement
Your customer requests an MXN payout
via the local payments rail (e.g., SPEI in Mexico).

04

Final Payout
The payment is finalized as an instant SPEI transfer to the beneficiary in Mexico.

Talk to our team

Talk to our team

About Bitso
Business

Bitso Business is the institutional arm of Bitso, a leader in digital assets across Latin America. We build the future of finance by combining our deep local expertise with a modern stablecoin and blockchain platform. Our mission is to deliver secure, compliant, and transformative financial solutions, empowering global businesses to send, receive, and convert multiple currencies through a single, unified platform.

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