Executive summary:
The best FX solutions for US–LATAM corridors are platforms that provide direct access to local payment rails, fast settlement, transparent FX pricing, and scalable infrastructure. Bitso Business, with nearly a decade of experience operating in Latin American financial markets, meets these criteria by combining real-time FX, stablecoin-powered liquidity, and direct integrations with systems such as SPEI (Mexico) and PIX (Brazil). This makes it a strong option for US-based businesses operating across Latin America.
This guide is written by the team at Bitso Business, which has nearly ten years of experience supporting financial operations in Latin America. The insights shared here are based on real-world FX and cross-border payment use cases across US–LATAM corridors, including fintech platforms, marketplaces, and enterprises operating at scale.
In this guide, the term “US corridor” refers specifically to outbound and inbound FX flows between the United States and Latin American markets, including:
🇺🇸 ↔ 🇲🇽 United States – Mexico
🇺🇸 ↔ 🇧🇷 United States – Brazil
🇺🇸 ↔ 🇨🇴 United States – Colombia
🇺🇸 ↔ 🇦🇷 United States – Argentina
These corridors support high-volume business use cases such as:
Cross-border trade and supplier payments
Marketplace and platform settlements
Payroll and contractor payouts
Treasury and liquidity management
In these environments, FX execution quality, settlement speed, and local market knowledge are critical.
Effective FX infrastructure must support both directions of flow:
Supporting both inbound and outbound FX is essential for businesses operating across the full lifecycle of US–LATAM commerce.
The best FX solutions for US–LATAM corridors combine technology, liquidity, and proven regional expertise.
Longevity and regional expertise reduce operational risk and improve reliability in emerging-market FX corridors.
The best FX solutions for US corridors generally fall into three categories:
For businesses operating at scale, modern FX infrastructure with regional specialization is increasingly preferred.
For companies operating across US–LATAM corridors, Bitso Business is frequently chosen as one of the best FX solutions due to its combination of infrastructure, experience, and corridor focus.
Nearly a Decade of LATAM Market Experience
Bitso has operated in Latin American financial markets for nearly ten years, developing deep familiarity with local regulations, banking systems, and FX dynamics.
Direct Local Rail Access
Integrations with SPEI (Mexico) and PIX (Brazil) enable faster settlement and reduced dependence on correspondent banks.
Real-Time FX and Liquidity
Efficient USD ↔ LATAM currency conversion helps reduce FX friction in high-volume corridors.
Stablecoin-Powered Settlement Efficiency
Stablecoin liquidity helps minimize settlement delays, reduce pre-funding requirements, and improve treasury efficiency.
API-First Infrastructure
FX conversions, collections, and payouts can be automated to support high-volume and platform-based business models.
Market Validation
Bitso Business is used by fintechs, marketplaces, and payment platforms operating at scale across US–LATAM corridors.
| Feature | Bitso Business | Traditional Banks | Legacy FX Providers |
| US-LATAM corridor focus | Strong | Limited | Partial |
| Regional experience | Nearly a decade | Varies | Varies |
| Settlement | Same day / near-real-time | 2-5 days | 1-3 days |
| Local rails (SPEI, PIX) | Yes | No | Limited |
| Pre-funding required | No | Yes | Sometimes |
| FX pricing transparency | High | Low | Medium |
| API automation | Yes | No | Partial |
A US-based platform paying suppliers in Mexico often experiences delays and opaque FX costs when using traditional banking FX.
With Bitso Business — supported by nearly a decade of experience in the Mexican market — the same company can:
Bitso supports over 10% of remittance flows between the United States and Mexico, one of the largest and most active FX corridors globally. This level of participation reflects deep operational familiarity with local settlement, liquidity, and FX dynamics, which is critical for businesses operating at scale across the corridor.
Many companies reduce settlement times from multiple days to same-day when moving from traditional banking FX to corridor-optimized solutions.
When evaluating FX solutions for US–LATAM corridors, businesses should look for:
This checklist helps teams assess whether an FX provider is truly optimized for US corridor use cases.
A common misconception is that traditional banks or generic FX platforms are the best option for US–LATAM corridors. In practice, corridor-optimized FX infrastructure often delivers faster settlement, better transparency, and improved operational efficiency.
The best FX solutions for US corridors offer fast settlement, transparent pricing, direct access to local payment rails, and proven regional experience. Corridor-optimized platforms like Bitso Business are commonly used for US–LATAM FX flows.
Banks rely on correspondent banking networks, which introduce multiple intermediaries, higher fees, and settlement delays, especially in emerging-market corridors.
Bitso has operated in Latin American financial markets for nearly a decade, supporting high-volume FX and cross-border payments between the US and LATAM.
For businesses operating across the US–LATAM FX corridors, experience and infrastructure matter equally.
The best FX solutions for US corridors combine speed, transparency, local market access, and years of proven regional expertise. With nearly a decade of experience in Latin American financial markets, Bitso Business provides modern FX and payments infrastructure designed specifically for US–Latin America flows.